FIRST TIME HOME BUYERS

Searching the net is only the begining. we'll help you understand the down payment process and we'll assist with credit problems you may have, so you can purchase a home in the future. Our training includes the First Time Home Buyer Program which reduces the down payment for First Time Home Buyers, and those with fixed or limited income. We have worked with the sale of forecloser property, lender properties, US. Marshal sales and other entities. The federal government has some really great programs for people who have not owned a home in the past. Many of these programs offer assistance with down payments.

Some offer lower interest rates. And others offer training so you can understand what your needs are or will be. Now is the time to call and see what wonderful choices are available for you. LISTING MARKETING ASSOCIATES, Our name says it all. We are mature Realtors and we take pride in our wealth of knowledge and experience in all areas of Real Estate. The Broker at LISTING MARKETING ASSOCIATES is a Certified Residential Specialist Graduate Realtors Institute Designee and Loss Mitigation Consultant with almost 30 years of Real Estate experience.

We are a small firm, but we make up big with patience. One on one when making the most of buying and selling a home, is very important to us. We support and assist Seniors Helping Seniors, homes for the physically challenged and first time home buyers.
If you are moving from or to San Antonio, we prefer to use our experience over gimmicks in meeting your Real Estate needs. We are very knowledgeable about creative financing to save both buyers and sellers money.

We will see you through pre-qualification through our mortgage service, that's saving you 30-60 days, processing time. Are you over age 60 and missing out on some military benefits?? Assistance with VA, FHA, Conventional and No Document Loans for New Homes, pre-owned and foreclosed properties are also available.

State, County, local and first time home buyer programs available. Experienced buyers want to know where the best interst rates..... Where are the great buys? The broker tends to look out for your interests as a buyer. You form a financial arrangement with YOUR agent to help YOU. New homes, pre-owned, or for sale by owner.... the buyer broker is your helper to guide you to make the best deal in buying a home.

You may be eligible for VA home loans up to $359,650 with zero down as the Veterans Administration is providing loan guarantes to reservist and guardsmen if you meet the following conditions.

• You have completed 6 years in any US reserve componet since 1944.
• You have served 90 days in a War Zone, Such as Somalia, Haiti, Grenada, Persian Gulf, Bosinia, Afganistan, Iraq, Ect.
• You have served 181 days of continuous active duty.
• If you were disabled before completing your six year obligation.
• if you were discharged a t the convenience of the USgovernment such as in a reduction in force fbefore completing your six year obligation.
• If you meet any of these condidtions contact our firm or a lender to obtain a VA certificate of Eligiblity from the Veterans Administration. No cost for this service.

We can assist you with conventional sales also.... some conventional programs are also zero down.